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Are you looking for resources online to find information on small business loans? There are many resources available for entrepreneurs in the USA looking for financing resources from loans to grants. Some examples are:

1. Small Business Association

The SBA provides loans, equity capital and other forms of potential financing for your small business. If you click on the free online course:finance primer:Guide to SBA’s loan program; you can find our more detailed information. On this site you will also find Surety Bonds, Equity Capital, Regulations, and Compliance information.

2. Merchant Loans

Another options is merchant loans and there are a variety of companies that offer these. You can get cash advances based on certain criteria up to $1,000, small business loans from $10,000 to $1,000,000 or small business financing using your 401k. There are numerous companies but you can check out merchantloans.com.

3. Small Business Center

Smallbusinesscenter.com has a good amount of information on business loans, grants, how to get a small business loan, invoice factoring and commercial loans. There are a wide variety of article information on this site to assist you.

4. Business Loan USA

Businessloanusa is a good site for all sorts of business loans. They have information on Equipment financing and leasing, accounts receivable factoring, export trade financing, gas stations and car washes, dip financing, church financing just to name a few. There is also help with commercial real estate financing, hotel and motels, hard money, construction and renovation, medical equipment leasing, practise acquisition financing and working capital loans. This is a great resource for someone that is looking for industry specific information on loan financing.

http://www.usabusinessgrowth.com

Free Online Business Growth Resources

photo credit: Growl Roar

Some people are under the mistaken impression that if you have bad credit, you cannot get a decent rate on a car loan, auto loan, car lease, or virtually anything else that is related to granting you credit privileges. But if you take the time to look a little deeper into the topic, you will find that nothing could be further from the truth.

Keep in mind that lending money is a market in the same way that cell phones are a market, real estate is a market, everything is a market. And in the financial market relative to lending money, today’s economy represents a buyer’s market, where lenders are more than anxious to do what it takes to get your business, and that includes taking a greater risk on consumers with bad credit.

Car loans are available from many sources, and you probably feel very comfortable talking with your bank or local lending source when you are looking to finance your car loan. But if you have bad credit, you may quickly discover that many of these more traditional sources are not willing to offer you a car loan, or if they do, the interest rate they want to charge for what they perceive to be a significantly higher risk, is going to be much higher than it needs to be.

There are many companies out there who specialize in providing car loans for people with bad credit. You see, they have taken the time to understand that the simple label of “bad credit” does not explain how the person got into that situation, and it is extremely likely that the reason for having a bad credit label is not due to financial mismanagement on the part of the consumer, but rather something that the consumer has no control over, such as a divorce, unexpected medical expenses not covered by health insurance, a job layoff or loss of income for a period of time, or a host of other things, none of which would indicate financial mismanagement.

When you get your bad credit car loan, this gives you an outstanding opportunity to rebuild your credit and drastically improve your credit score. Make sure that the lender who gives you the car loan reports to the credit bureaus, and then be sure to make each and every payment on time, so that they can report to the credit bureaus what an outstanding and trustworthy customer you are. This process will be wonders for your credit score as you go through the process to improve it and get away from the bad credit label.

Yes, it is likely that you will have to pay a higher interest rate, but you don’t need to pay through the nose just because you have bad credit. Take time to consider an online lending source, since they frequently have much lower overhead for their business and are therefore willing to pass those savings on to their customers in the form of better rates and lower interest, even for those customers with bad credit.

For more insights and additional information about a Bad Credit Car Loan as well as getting a free online no-obligation car loan quote, please visit our web site at http://www.car-loan-resources.com

photo credit: David Boyle

The last decade has seen record numbers of women diving head first into franchise ownership. Between 1995 and 2005, the percentage of female-owned franchises jumped from 8.5% to 25%, and it is still steadily increasing. Women now make up one of the single largest demographics of franchise buyers, which is something that franchisors and franchise brokers have become very aware of. They are so aware of it, in fact, that they often make it a point to create specialized lists of franchise opportunities specifically designed for female entrepreneurs. Among those women’s franchises there are many great options, but the following 8 franchises are some of the best.

The Glove Lady

If you’re looking for a business with a low initial cost and no monthly rent bill, this is the one for you. This work at home franchise has not only a very low overhead, but also one of the more recognizable and respected names in the safety equipment industry. That’s right, The Glove Lady sells not only gloves, but a wide variety of safety gear as well, and since sales are done at the client’s home or business, from the back of your company van, the convenience this business provides is unparalleled by the competition.

INTERIORS by Decorating Den

Another mobile franchise, this home based business is the world’s leading interior design franchise. They’ve been in business for the last 38 years, which has given them plenty of time to develop one of the most comprehensive training systems available, including 45 days of home study preparation and 2 weeks of classroom training. If you have an eye for design, but perhaps lack the business knack to put it fully to use, INTERIORS BY DECORATING DEN is ready and willing to get you into a work from home business for yourself.

IMX Pilates Studio

Not many exercise studios can claim they have been featured in Self, Shape, Mademoiselle, Physical, Fitness, Fit, Dance, PilatesStyle, and The New York Times, but IMX PILATES STUDIO has. Highly regarded as both a women’s workout facility and as a successful business, IMX PILATES STUDIO boasts a 15-year track record of getting franchisees up and running in functional, thriving businesses with everything they need to succeed. Protected territories, all the necessary software and online marketing equipment, full business training, and complete training for 8 different certifications for the whole staff are included with the purchase of the franchise and make this an excellent opportunity for the fitness buff.

Fantastic Sams

Hair care is a recession resistant industry, because no matter what the economy looks like, hair never stops growing. Within that market, there are a plethora of business opportunities, but none can compare with Fantastic Sams. Entrepreneur Magazine has deemed it the #1 hair care franchise, and with 1350 franchises running in 4 countries, it’s no wonder why this salon giant has earned the success and repeat business that makes it one of the best.

Sandella’s

Taking advantage of the growing popularity of healthy alternatives to fast food, Sandella’s Flatbread Café is one of the first in the flatbread market that USA Today says “is the hottest thing since sliced bread.” Customers love the hot and healthy flatbread sandwiches that Sandella’s sells, and franchisees love how simple it is to make those sandwiches. They also love that they get comprehensive support in all areas of the business from architecture to IT systems. For the food-loving female entrepreneur, this is the choice.

Tanworld

Do you like to go to the tanning salon? How would you like to own one? With a tanworld franchise, you have the opportunity to enter a $6bil industry that serves 30mil American consumers each year. Since they began franchising in 1997, the atmosphere around tanworld has only gotten more and more exciting, and the people who franchise with them love what they do; many of them even franchise whole regions instead of just one store.

Salons by JC

Though it may look like just another salon franchise, Salons by JC is really all about real estate and property management. Increasingly, salon suites (in which different beauty professionals open their own facilities in collaborative enclaves: sort of like a salon mall) are becoming the industry standard, and this franchise is taking advantage of this growing trend by opening them in key markets across the country. If you’re interested in renting space to a collection of smaller salon businesses instead of having to run your own, Salons by JC is waiting for you.

Growing Room

By far, this is one of the most reputable and groundbreaking childcare franchises available, built on one mother’s conviction that her son, and all children, deserved better care than most facilities provided. Voted the 2004 National Small Business of the Year, each facility provides kids with educational curriculum as well as some of the most fun and inventive play-spaces imaginable. It is one of the more expensive franchise opportunities on this list, but that hasn’t stopped franchisees from starting their own Growing Room, and with the popularity it has with parents, the larger investment is all but guaranteed to pay off very nicely for the franchisee.

There are only a handful of strictly “women’s franchises”, and none of these are women-only, but these are opportunities where a woman can benefit from a strong franchise business and where the franchisor can hopefully benefit from a strong, entrepreneurial woman who signs on as a franchisee.

Find more women’s franchises, work from home franchise opportunities and information for entrepreneurs at Franchise Gator.